Created by bankers, for bankers.
OgmaCore is for community and regional banks ready to underwrite differently and built by those who have done the work.
Developed in Wichita, Kansas, OgmaCore exists for banks that believe credit decisions should move at the speed of understanding, not the speed of legacy process. This is software for institutions that refuse to underwrite loans in a traditional manner because that’s how it has always been done.
We believe underwriting is a craft. Judgment matters. Evidence matters. And that the analyst, not the software, should be in control.
OgmaCore puts the underwriter, lenders, and credit officers in the driver’s seat, providing a structured, auditable environment where loans are built deliberately, decisions are defensible, and timelines collapse from weeks to hours.
This is not software that replaces credit teams.
It is software that elevates them.
- Banker-built underwriting and risk workflow software.
- Audit-ready, evidence-driven, customizable, and repeatable by design.
- Developed and headquartered in Kansas.
- Believers that banks have substantial uncaptured value that can be realized through AI and automation.
- Not a consulting or advisory firm.
- Not a lender, broker, or intermediary.
- Not a black-box decision engine.
- Not software for banks satisfied with status quo underwriting.